We moved to a new state eleven months ago. This new state doesn’t have the bank where we have banked for our entire marriage. So, throughout the last months, we have been slowly moving checking and savings accounts to a new bank closer to home. It’s been a process. Stopping and restarting automatic payments and deposits. Hoping we haven’t forgotten any. I think we’ve finally crossed the finish line with the previous bank. Oh. We didn’t have any complaints with the former bank. We just needed a bank that was close to home. Not two states away.

We happened to be near a branch of the old bank a couple of weeks ago, so we stopped in to finally close out all the accounts. It was the end of an era. As we sat down with the bank manager, he pulled up our accounts. He calculated any interest that might be owed on the small amount we still had in the bank so he could produce a final check for us. And then he said the words we all hope to hear but usually don’t. Do you have another account? I told him that we had already moved our investment accounts, so no. There are no other accounts.

But lo and behold. There was an account in the name of the man of the house. It had sat dormant for many years. And the balance in that account blew us away. How could an account with that much money be forgotten and set aside? How does that happen? I don’t know. But it did.

I have to confess. As I sat there, I created in my mind a long list of ways to spend that wad of unknown money. We had hit paydirt. Oh no. Don’t get me wrong. We weren’t suddenly wealthy. But when you’re told you have a nice amount of money coming to you that you didn’t expect, you get a little excited. But I do have to admit that I sat there waiting for the shoe to drop. Would he discover that the account really wasn’t my husbands? Would the man have to come clean that what he thought was our account really wasn’t? But no. He didn’t. And we walked away with a lot more money than we had expected. It felt good to have that extra cash in our pocket.

What will we do with the money? You ask. I have no idea. Right now it’s sitting in a savings account accruing a very small amount of interest. But it’s ours, and it feels good. To be honest, I could have it spent in no time. Our new home has a host of updates that need to be made. Oh. We’re whittling down the list a little at a time, so every little bit of unplanned financial surprise is just that. A surprise.

Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms. 1 Peter 4:10

Did you know that the word grace was used 124 times in the New Testament? And the apostle Paul used that same word 86 times in his writings. Grace is undeserved favor in God speak. And grace is getting something that we shouldn’t get without working for it. But God gives it to us without charge to us. Oh. There was a payment for grace. A huge sacrifice. Anyone who knows anything about the Bible knows that the sacrifice was God’s only Son, Jesus Christ. Jesus was crucified and died on a cross for the sins of every person who has ever had life. We didn’t have to ask for this favor. It was given to us freely. At least, it’s free for us. Someone did die for us to have that favor. And he did it willingly.

I think about the free gift of grace. It’s similar to the free money we discovered in a forgotten checking account. Oh. But this gift of grace is different.  It has eternal consequences.

Do not let any unwholesome talk come out of your mouths, but only what is helpful for building others up according to their needs, that it may benefit those who listen. Ephesians 4:29

When I think of grace, I’m reminded of the neighbor who shoveled my driveway all winter.  And he asked if I minded if he did it.  And then another neighbor recently loaned us two window air conditioning units when our central air stopped working. They didn’t have to offer these acts of kindness to us, but they did it from the bottom of their hearts with no expectations of receiving anything in return. That’s what grace is. Good neighbors. Kind hearts. Acts of generosity.

Grace is an act of kindness we don’t expect or deserve.  It’s just given free of charge without any expectation of repayment.  So when the snow shoveling neighbor asked if we would mow his lawn while he was on vacation, you bet we said yes.  And when the air conditioning neighbor asked to use our water line and hose while he worked on a concrete project next door, you bet we agreed. 

God’s grace extends to everyone who calls on his name for salvation. We can also offer grace in a multitude of ways to those who need a helping hand or a favor. They may ask, but they may not. We can still offer a loving hand to help.

I remember the story of Jesus stopping to rest at a well outside of the town of Sychar in Samaria. He knew that a woman with a checkered past would come to the well in the heat of the day to draw water. She didn’t come with the masses of women during the cool morning hours, for fear of being rejected. She came alone when no one would be around. Except on this day, Jesus sat there waiting. He asked for water, and she was surprised at the request because he was Jewish. She knew Jews looked down on Samaritans. And then he offered her living water that would quench her thirst forever. She questioned how that was possible. So he told her of this living water that would change her life. And he continued on to tell her that he knew of her five husbands and that the man she currently lived with wasn’t her husband. He didn’t judge her or rebuke her. In love he offered her forgiveness and grace. Undeserved favor. And desperate for it, she gratefully accepted the invitation. And she ran and told the people of her town the good news.

Oh. Don’t be fooled. This woman from Samaria was very aware of the tensions between the Jews and her people. She knew exactly why Jews wouldn’t associate with people from her region, so she was very surprised when this obviously Jewish man sitting alone at the well asked her to get him a drink of water. She didn’t hesitate to serve him, but she had questions and he had the answer she didn’t know she needed.

You can read the story of the Samaritan woman at the well in John 4.

But God is so rich in mercy, and he loved us so much, that even though we were dead because of our sins, he gave us life when he raised Christ from the dead. (It is only by God’s grace that you have been saved!) Ephesians 2:4-5

Yet God, in his grace, freely makes us right in his sight. He did this through Christ Jesus when he freed us from the penalty for our sins. Romans 3:24

Did the bank manager, out of the goodness of his heart, just randomly offer us a sum of money that wasn’t owed us? Did the neighbor just randomly choose me out of thin air to shovel my driveway? Did the other neighbor happen to walk down the street and assume our air conditioning wasn’t working because our windows were open? No. The banker realized the money legally belonged to us, so he set the bank right with us. The neighbor shoveled our driveway because he knew I was living alone. The other neighbor offered the two air conditioners when I happened to mention our situation during a random conversation. These men used the gifts they had to serve those who were in need. Oh. They didn’t have to offer anything, but they did. And that’s exactly what Jesus Christ offers to anyone who comes to him. He offers forgiveness, grace and mercy. He will wipe our slate of sins clean when we confess and repent. He will make us a new person ready and willing to serve him. The least we can do is bow in submission and receive the free gift of salvation that he is offering.